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BY USE OF THIS WEBSITE AND SOFTWARE, YOU THE USER AGREE:

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User assumes all risks of use and acknowledges no representations are made by any party to its accuracy.  User further agrees not to utilize any analysis, content, conclusions or visual representations derived from its use in any educational or professional representation or forum, including but not limited to accounting, financial, or legal representation.   

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User is authorized to utilize this site solely for their own educational purposes.  

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